By: David Bradica

Mortgage Prepayment Penalties - Demystified

Tags: Mortgage, Prepayment, Penalties, Demystified

Mortgages are often referred to as Open or Closed - few are totally Open. Even for those with a described pre-payment privilege, of say 10%, it's almost impossible to figure out the penalties for "breaking" the mortgage early, in the event of a move, or refinancing. Wondering "how much"? The Major Banks have published calculators to help clients estimate potential costs fo...Read More

By: David Bradica

September Viral Video

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By: David Bradica

Dave's Personal Message for September

Tags: Dave, September, Message

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By: David Bradica

September 2016 Mortgage Rates

Tags: September, 2016, Mortgage, Rates

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By: David Bradica

September 2016 Home Inventory

Tags: September, 2016, Home, Inventory

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By: David Bradica

September 2016 Average Home Price

Tags: September, 2016, Average, Home, Price

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By: David Bradica

Recipe: Easy End-of-Summer Ratatouille

Tags: Easy, End-of-Summer, Ratatouille, Vegetables

Ingredients: 2 onions, peeled and thinly sliced 2 cloves garlic, peeled and thinly sliced 1 eggplant thinly sliced 1 zucchini thinly sliced 2 green peppers, sliced or chopped 8 small tomatoes roughly chopped 2 sprigs fresh rosemary or 1 teaspoon dried rosemary 3 sprigs fresh thyme 1 teaspoon dried thyme 2 tablespoons olive oil salt and pepper to taste Instructions: Preheat oven to...Read More

By: David Bradica

Buying a Home? Avoid These 4 Common Mistakes

Tags: Buying, Home, Avoid, Common, Mistakes

Given the thrill of purchasing a home, first-time buyers and seasoned property owners alike may fall victim to certain common mistakes. Searching for a new home is often an emotional process, and many buyers unwittingly allow their feelings and desires to cloud logical judgment. As a home buyer, it is crucial to remember that this may be one of the most significant investments you will ever make....Read More

By: David Bradica

Work-Life Balance: The Overlooked Key to Avoiding Burnout

Tags: Work, Life, Balance, Avoid, Burnout

Along with its many conveniences, today's digital age creates some undesirable side effects: the intrusion of information, connectedness, and "noise" into every moment of our lives. With technology making it possible to work anytime and from anywhere, many people are finding that the boundaries between their personal and professional realms are increasingly blurred. Instead of boosti...Read More