Thinking about moving soon but wondering how to sell your current home and buy a new one at the same time? You’re not alone. This is one of the most common questions we get from clients. And yes—it’s absolutely possible to do both at once. With the right plan, timing, and expert support, it can even be a smooth and rewarding experience. You absolutely can buy and sell a home at the same time and we’re here to walk through exactly how it works—and how we help our clients make it happen with confidence.

First, Know the Market You’re In

Before deciding whether to sell first or buy first, it’s important to understand the local real estate market.

In a seller’s market, there’s low inventory and strong demand. Homes sell quickly, often at or above asking price. If you’re selling in this type of market, you’ll likely have more control over your sale timeline and might be able to negotiate terms that give you time to buy your next home.

In a buyer’s market, there’s more inventory and homes tend to stay on the market longer. In this case, it might make more sense to buy first—so you don’t sell your current home only to struggle finding a new one.

At The David Bradica Team, we give you an honest breakdown of what’s happening in your neighbourhood—so your decision is based on facts, not guesswork.

Should You Sell First or Buy First?

This is the biggest decision in a simultaneous move, and there are pros and cons to both approaches.

Selling first gives you clarity. You’ll know exactly how much money you’re working with, which helps when budgeting for your next purchase. You’ll also avoid carrying two mortgages. The downside? You may need to find temporary housing if your new home isn’t ready in time.

Buying first ensures you’ve secured your next home, especially helpful if you have specific needs or timelines. But it can add financial pressure if your current home hasn’t sold yet—and you may need bridge financing to make it work.

There’s no universal answer. We help clients make the right call based on their finances, lifestyle, and comfort with risk.

Bridge Financing: What You Need to Know to Buy and Sell a Home

Bridge financing can be a great option if you find the perfect home before your current one sells. It’s a short-term loan that gives you access to the equity in your current property so you can complete your new home purchase before your sale closes.

Not everyone qualifies, and not all lenders offer it—so it’s important to explore this early. We’ll connect you with trusted mortgage brokers who can walk you through your options and make sure it’s a fit for your situation.

Coordinating Closing Dates (This Is Key!)

One of the best ways to make buying and selling at the same time easier is to align your closing dates. Ideally, you’ll close the sale of your current home either on the same day or shortly before you close on your new one.

With strong negotiation and planning, it’s possible to build a cushion into your timelines that allows for a smooth move—and avoids the stress of temporary housing or rushed decisions.

Our team works closely with your lawyer, mortgage broker, and the other parties involved to keep all timelines on track and aligned with your move-in plans.

Be Ready to List—Even if You’re Buying First

Even if you decide to buy your next home before selling, your current home should be ready to list at a moment’s notice.

That means:

• Completing small repairs and updates
• Decluttering and staging
• Taking professional listing photos
• Setting a smart pricing strategy

Having your home “sale-ready” means you can move quickly once you’ve purchased. We offer full-service pre-listing support so you’re never caught scrambling when the time comes to list.

Making Offers in Ontario: Sale of Property Conditions

In Ontario, it’s possible to make an offer on a new home conditional on selling your current home. This can give you peace of mind, especially in slower markets.

However, in competitive markets, sellers may be less willing to accept offers with this kind of condition. That’s why we always evaluate whether using this clause will strengthen or weaken your position—and whether a different approach (like bridge financing or a flexible closing) is the better option.

How We Help You Navigate It All

When you buy and sell a home at the same time, it involves a lot of moving parts. From coordinating timelines to managing negotiations and paperwork, you need a clear plan—and a team that can execute it.

That’s what we do. We’ll help you:

• Understand your local market
• Decide whether to sell or buy first
• Explore financing options
• Prepare your home for sale
• Negotiate timelines that make sense
• Communicate with your entire real estate team

We’ve helped families upsize, downsize, and relocate—without the stress that often comes with a double move.

Ready to Buy and Sell a Home in 2025?
Let’s talk strategy. We’ll guide you through every step, from first thought to final keys. Reach out today to book your free consultation and we’ll work together to buy and sell a home simultaneously with you.

📞 Contact us and let’s plan your next move—together.